Daniel Torres Home Loans - El Centro, California

Joe A.

Working with Daniel Torres to buy our first home in Holtville was an incredible experience! As the head of our family, I was nervous about the process and how we’d make everything work financially. From day one, Daniel made it simple, fast, and stress-free. He guided us through every step and even helped us lower our monthly debts to get qualified.

Thanks to Daniel’s hard work, we got an amazing deal with a low-interest rate and over $10,000 in seller credits for our closing costs. This took a huge weight off our shoulders! He was always available, whether it was late at night or on weekends, answering every question and making sure we felt confident moving forward.

If you’re looking for someone who truly cares about your family’s future, Daniel is the lender you want on your side. He made our dream of owning a home come true, and we can’t thank him enough. I highly recommend him for buying, investing, or refinancing.

RAUL M.

Working with Daniel Torres was the best decision we made in our home-buying journey. As business owners, we needed someone who truly understood the complexity of our finances and could guide us through both selling our current home and purchasing a new one. Daniel exceeded our expectations in every way.

He took the stress out of what seemed like an overwhelming process. From helping us secure a super low interest rate and competitive fees to coordinating every detail between the sale of our old house and the purchase of our dream home, Daniel made everything feel effortless. His expertise and attention to detail ensured that we closed on time and with zero hiccups.

What truly stood out was his dedication to keeping us informed and making us feel confident every step of the way. If you’re a business owner looking for a mortgage lender who can navigate complex situations while saving you money, Daniel Torres is the professional you need. Highly recommend!

Laura N.

Working with Daniel Torres was an absolutely amazing experience! As first-time homebuyers, we didn’t know where to start, but Daniel made the entire process easy and stress-free. He helped us lower our monthly debts to qualify for a mortgage and guided us step by step through every detail.

Thanks to his expertise, we secured our dream home in Holtville with a low-interest rate and even got over $10,000 toward our closing costs! The process couldn’t have been easier or faster—we couldn’t believe how smoothly everything went.

Daniel was available at all hours, even late at night and on weekends, to answer our questions and make sure we felt confident every step of the way. His dedication and care are unmatched.

If you’re thinking about buying, investing, or refinancing, we highly recommend Daniel Torres. He truly goes above and beyond to make your dreams come true. Thank you, Daniel, for helping us find our perfect home!

Lily V.

As a full-time nurse, I never thought buying a home would be possible so soon—let alone this easy! But thanks to Daniel Torres, I got an amazing interest rate, a lower-than-expected monthly payment, and over $20,000 in negotiated seller credit!
Daniel guided me through the best first-time homebuyer program, securing a low interest rate that made homeownership affordable. The 2-1 buydown he arranged lowered my payment by hundreds of dollars per month—a huge help in my first couple of years as a homeowner!
On top of that, Daniel used his connections to negotiate over $20,000 in seller credit, covering a big chunk of my closing costs and saving me even more money. He was patient, transparent, and always available to answer my questions, making the whole process stress-free.
If you’re thinking about buying a home, call Daniel Torres. He made what felt impossible!

Mario G.

First of all , all this wouldn’t be possible without the Lord 🙏🏻 . I can’t say enough great things about working with Daniel Torres! From the start, he helped me improve my credit score by over 100 points, which made a huge difference in qualifying for my home purchase. Thanks to his dedication to my situation, I was able to buy my first home in Imperial with one of the best first-time homebuyer programs available.

Daniel didn’t stop there—he also negotiated thousands in seller credits for my closing costs, which saved me so much money. Throughout the entire process, he was professional, knowledgeable, and always willing to go the extra mile to make sure everything went smoothly.

If you’re looking for a lender who truly cares and delivers results, Daniel is the one to call. I highly recommend him to anyone looking to buy, invest, or refinance their home

Kathia F.

As a law enforcement officer, buying a home from a family member seemed like it might be more complicated than I was ready for. Enter Daniel Torres, who not only made the process easier than I imagined but also managed to secure an incredible rate for me.

His expertise kept the fees low and the closing costs minimal, so I didn’t have to dig too deep into my savings. Daniel was not just a loan officer; he was a supportive guide who really understood the demands of my job and went the extra mile to work around my schedule.

If you’re in law enforcement or just looking for someone who’ll genuinely take care of you and your home buying needs, Daniel’s your guy. Thanks to him, I’m now happily living in a home that’s been in my family for years. It feels great to keep the tradition going!

Servando M.

I met Daniel Torres at an open house, and from the very start, he was friendly, knowledgeable, and easy to talk to. As a first-time buyer in Brawley, I had no idea where to even begin, but Daniel made the whole process so smooth and stress-free.

What really stood out was how he worked with my realtor to negotiate over $10,000 towards my closing costs—that was such a huge help and made buying my first home possible! He was always available to answer my (many!) questions and made sure I felt confident every step of the way.

If you're looking for a mortgage lender who truly cares and goes the extra mile, Daniel is the one to call. I can’t thank him enough for all his support and guidance.

Meeting Daniel at that open house turned out to be the best decision I made. If you're buying a home, especially in Brawley, I 100% recommend working with him. Thank you, Daniel, for helping me purchase my first home!

Edgar O.

Being in law enforcement, I bought my first home! I couldn’t have asked for a better experience than working with Daniel Torres! He truly went above and beyond to help me secure an amazing deal on my home. Not only did he lock in a great interest rate, but they also helped me negotiate thousands of dollars toward my closing costs, which made a huge difference in lowering my payment.

Daniel was always available, quick to respond, and guided me through the entire process with ease. His dedication and attention to detail are unmatched. If you’re in law enforcement or anyone looking to buy your first home, I highly recommend Daniel. Even when the deal got difficult he was able to keep it smooth and stress free 🥳